What You Need to Drive Legally in Illinois

A few things are needed to drive legally in our fair Land of Lincoln, not least of which is a valid driver’s license. If you are about to buy or lease a new car or have recently relocated here, be sure you’ve taken all the steps you need to before hopping behind the wheel and driving off into the sunset.

Tip 1: Cash2Go Financial is a local currency exchange outside of Chicago that handles a range of auto-related tasks, quickly and efficiently. No appointments needed.

Tip 2: With boat season nearly upon us, don’t forget to update your boat registration at Cash2Go Financial, as well. You want to be ready to hit the water without any unnecessary delays.

Tip 3: Also, register your trailer if you haven’t already, before any road trips.

A Current, Valid Illinois Driver’s License

Be sure your driver’s license is valid. If it is expiring soon, you may need to complete a required exam to get your new one. The state typically lets drivers know when this is necessary. During this process you may receive a temporary paper license or ID, which can be used in the interim. After your documents are reviewed and verified, your permanent license will be mailed to you.

As always, keep your license on you when you drive in case you are pulled over. Delaying this process can result in pricey penalties.

Updated Proof of Auto Insurance in Your Vehicle

Auto insurance shouldn’t be an oversight. Proof of auto insurance also must be up to date in order to be valid, according to state law. This point is important in case you are involved in any auto-related accident, as it protects you financially by covering any damages.

  1. If you don’t have coverage or need to update it, be sure to do so before driving.
  2. If cost is a concern, ask about budget-friendly insurance options. Talk to a few insurance agents to find the best deal.
  3. Skipping insurance to save money can backfire. Driving without it can lead to fines or a suspended license.
  4. Keep proof of insurance in your glove compartment where you can easily access it.

Review the Rules of the Road

Knowing about our speed limits, among other local and national traffic laws, is imperative, both for your own safety and for avoiding accidents. Take a few minutes to review the latest rules of the road in Illinois. One of the biggest differences between states is often the speed limits. Here are ours:

  • On interstates and tollways in Illinois, the speed limit is 70 mph.
  • On highways with four lanes, the speed limit is 65 mph.
  • On other highways and in rural areas, it is typically 55 mph.
  • In city and town areas, it is 30 mph.
  • In alleys, the speed limit is 15 mph.
  • Take extra care in school zones. As a general rule, that means going no more than 20 mph on school days between 6:30am and 4pm, although other signage may be posted.

There are other legal distinctions to become familiar with, such as laws pertaining to lane changes, the use of cell phones while driving, and penalties for distracted driving. Look into those laws, as well, before hitting the road.

Some Drivers Must Pass Auto Emissions Tests

Your car may need to pass an emissions test every two years or so, depending on your vehicle. These rules can vary based on what you drive, where you live, and what the current local regulations require. While it may not be illegal to drive following a failed emissions test, there can be other inconvenient repercussions. Failing a test is an indication that there may be something wrong with your engine, or another problem needs to be addressed – to protect your vehicle as well as the environment.

Check with your local government to get the latest word on testing so you know where to go in case passing an emissions test is required.

Car Title, Registration, Plates and Stickers at Chicagoland Cash2Go Financial

Finally, you need to register any new vehicle so you have the correct title and license plates. To avoid tickets, your stickers must be renewed periodically, as well. Visit Cash2Go Financial to take care of these and other routine tasks. We will have you in and out in no time. Call first to make sure you have the proper documentation and for any fee information.

Call Cash2Go Financial at 847-469-2274 for more information. Then, head to your nearest location to take care of crucial auto tasks today!