Boat Season in Illinois: What You Need to Get Started

Now that the weather is warming up in Illinois, many boat owners are ready to get back on the water. In the northwest suburbs, that often means heading out to places like Lake Zurich, Fox Lake, or the Chain O’Lakes. And for those closer to Lansing, there are also nearby waterways where boaters spend time once the season begins. But whether this is your first summer with a boat or you’ve had one for years, it’s easy to forget the things you need to take care of before you head out.

Paperwork is one of the biggest reasons people get delayed. The process is straightforward, but it can take up a lot of time. During busy months, it can take several weeks to process everything, especially if something is missing.

If you wait until the summer to register your boat in Illinois, you could be stuck waiting much too long. Here’s what you need to do now to avoid delays and make the most of boat season in Illinois.

What You Actually Need Before You Get on the Water

Illinois doesn’t issue a traditional boating license. Instead, you need what’s called a Boating Safety Certificate. Anyone born after January 1, 1998 must have a Boating Safety Certificate to operate a motorized boat over 10 horsepower. But even if you were born before the cut off date, it’s still worth having. It helps you understand navigation rules, safety procedures, and how to avoid common accidents on the water, especially during busy summer weekends on local lakes.

To get certified, you need to complete an approved boating safety course and pass an exam. After passing the course, your certification doesn’t expire.

Don’t Forget to Register Your Boat

In addition to safety certification, you also need to register your boat before you can legally operate it. This applies whether you’re planning to spend time on smaller lakes nearby or heading out to more active boating areas across northern Illinois.

You’ll need to bring proof of ownership like a title or bill of sale, and you’ll need to pay a registration fee based on the size of your boat. If your boat is over 21 feet in length, you’ll also need a title.

First-time registration usually takes longer because your ownership documents need to be verified. You might also need additional documents and more time for verification. Renewals are quicker, but during busy times of the year, processing can still take several weeks. You can handle it on your own, or you can go through a place like Cash2Go, where they help walk you through the process and handle the paperwork for you.

What Slows People Down Every Year

It’s easy to procrastinate on administrative chores, especially when the weather hasn’t even warmed up yet. But waiting too long is where people run into problems, and it can cost you weeks on the water during peak season.

One of the biggest points of confusion is thinking that a boating safety certificate and registration are the same thing. They’re not, and mixing them up can slow you down. Other times, people show up without the right documents or assume the process will be quick, only to find out it takes much longer than expected.

What slows people down the most is having to go back and fix something they missed. Knowing what you need and having it ready before you go can save you a lot of time.

If You’d Rather Not Handle This Alone

The steps involved in getting your boat registration are simple, but finding the time to gather documents, complete forms, and handle filing can be stressful.

This is where going through Cash2Go can make things easier. Instead of trying to figure everything out on your own, you can bring your paperwork in and have someone walk you through the process. We’ll help you make sure everything is filled out correctly and submitted the right way. For a lot of people, this takes the pressure off and keeps things moving.

Don’t Let Paperwork Delay Your First Day Out

Getting your paperwork in order now can save you a lot of waiting later. Cash2Go will walk you through the time-consuming parts of the boat registration process and handle the paperwork for you. With less confusion and fewer delays, you’ll be able to enjoy boat season sooner, whether you’re staying close to home or heading out to one of the many lakes in the area.

Stop by your nearest location or give us a call at 847-269-2274 to get started and make sure you are ready when boat season arrives.

Why Using Cash2Go is Better for Vehicle Services Than the DMV

The DMV (Department of Motor Vehicles) has borne the brunt of many late-night jokes, but Illinois drivers are discovering that they no longer have to experience its long, sometimes frustratingly slow lines.

Cash2Go Financial offers families throughout the greater Chicagoland area an alternative for a multitude of services, including ones that make sure you can drive legally here.

5 Reasons Cash2Go Auto Services Are More Convenient

With locations as far south as Lansing, IL, west to Aurora and north to Waukegan, there are lots of reasons to take care of wide-ranging financial and auto-related services that cover all the bases. We rounded up our top five.

1: Faster Vehicle Services

Once you enter the DMV, you are competing with people from throughout Chicago who have made appointments and might be there for a host of other reasons. In most cases at Cash2Go Financial, you will be in and out in no time. Here, our auto services are clear:

  • License plate renewals
  • Title transfers and plates
  • Boat, trailer and snowmobile registration
  • City stickers
  • Specialty plates

Pro Tip: Bring all your documents to avoid delays.

2: More Suburban Chicago Area Locations

As we grow, we want to be where the people are who can benefit the most from our services. Just enter your zip code on our website and let us direct you to the closest location. When you need foreign currency, want to add cash to your debit card, or want to cash a check after hours, we are your go-to location – in addition to the car services mentioned earlier.

Pro Tip: Call ahead to check what services that location offers.

3: No Appointments Needed

The DMV can be a little confusing. Sometimes you need an appointment. Sometimes you don’t. As for us, we offer dozens of services related to check cashing and other money services, and we’ll even notarize or laminate a document when you need it done. What we won’t do is make you make an appointment before coming in.

Pro Tip: Walk in anytime, but call first to ask about ID requirements.

4: One-Stop Shop for Car & Finance Needs

Sometimes you have to go to the DMV. But for many auto services, Cash2Go Financial can get it done for you. The difference is that we combine financial services with auto-related ones. The convenience of wiring money to a relative in another country at the same time you pick up a license plate sticker is why small, local one-stop-shops in your area can’t be beat.

Pro Tip: Make a list. You can do plates, stickers, titles, and even pay bills in one place.

5: Open Longer Hours

Most people work during the day, leaving them in a bind when it comes to running necessary errands on a deadline. And many auto services will penalize you financially if you don’t meet those deadlines.

With many store locations open until 8PM in the evening, as well as on weekends, you can rest easy. We want you to complete tasks on time without the hassle and headaches.

Pro Tip: Check evening and weekend hours at your closest Cash2Go Financial location.

Cash2Go Financial: Auto Licensing, Title, Registration & More

Do yourself a favor and skip the DMV. Visit Cash2Go Financial online for more on our licensing, title, registration and other services. Call our team at 847-269-2274 with questions!